Articles.com.mx, business, humor, design, politics...name a topic, we have a lot of articles here.
Search:

Roberto Garabell's Articles in Real Estate

Show All|Display Category|Title|Newest|Oldest
  • Low Mortgage Interest Rates, It Is a Bad Time to Buy A House
    The fluctuation in mortgage interest rates has implications for when it the best time to buy and the best time to refinance a home mortgage. It is a popular misconception that low interest rates make for a good buying opportunity. It is not. Buy when interest rates are high, and refinance when interest rates are low.
  • Real Estate Only Goes Up... Not!
    The mantra of the National Association of Realtors is "real estate only goes up." This economic fallacy fosters the belief in future price increases and the limited risk of buying real estate. In 2006, prices in many markets began to fall. By 2008, the rate of price decline had greatly accelerated. This is dramatic proof that real estate does not always go up. Despite this obvious fact, the National Association of Realtors still tries to lure greedy buyers with fantasies of unlimited wealth in residential real estate.
  • Higher Interest Rates and Residential Real Estate Markets - What Would Happen?
    A key factor impacting the fundamental value of housing and thereby the bottom is interest rates. Higher interest rates would devastate residential real estate markets. When interest rates go up, the amounts borrowed go down assuming a consistent payment. As amounts borrowed go down, so do real estate prices.
  • Debt-to-Income Ratios Impact on Residential Real Estate Markets
    The debt-to-income ratio is a measure of how far buyers are "stretching" to buy real estate. Buyers have historically committed larger sums to purchase real estate when prices are rising in order to capture the appreciation of rising prices. Conversely, buyers have historically committed smaller and smaller percentages of their income toward buying real estate when prices are declining because there is little incentive to overpay. Some may look at this phenomenon as a passive effect of the rise and fall of prices, but since buying is a choice, the fluctuation in debt-to-income ratios is an active force on prices in the market.
  • Hyperinflation and the Housing Market
    The Federal Reserve under Ben Bernanke began aggressively lowering interest rates at the end of 2007 in response to the severe economic downturn caused by the collapse of house prices and the related difficulties falling house prices had on the banks and other institutions that made loans using houses as collateral. Many are concerned that these policies will ignite a period of hyperinflation in the United States.
  • Housing Market Bottom - Price-to-Income Ratio Estimates
    One method used to evaluation residential real estate prices is the price-to-income ratio. Since people borrow the vast majority of the funds necessary to purchase residential real estate, and this borrowing must be financed from current income, the ratio of house prices to rent is a useful barometer of market valuation.
  • Housing Market Bottom - Price-to-Rent Ratio Estimates
    Comparative rent is the primary method of evaluating the fundamental value of any property. The price-to-rent ratio links the cost of ownership with the cost of rental. This link is direct because possession of property can be obtained by either method. The cost of ownership encapsulates all of the financing terms and other variables associated with possession of real estate as does the cost of rental. Price-to-rent ratio fluctuates over time as changes in the cost of ownership and terms of financing makes financing amounts vary and house prices vary as well.
  • House Prices Fall - How Low Will They Go?
    Despite the difficulty in market forecasting, many who have examined the residential real estate market point to continued declines through 2009 and beyond. The most likely scenario has resale residential real estate markets bottoming in 2011 at prices 30% off the peak nationally.
  • Future House Prices are Dependent upon Future Loan Terms
    Every homebuyer operating in the deflation of the Great Housing Bubble needs to consider what loan terms will be available in the future. At some point, most buyers become sellers. The future buyer will likely need to borrow most of the money necessary to complete a real estate transaction. The availability of credit and the loan terms this future buyer will face is the primary determinant of the price this buyer will pay for real estate.
  • Housing Bailouts are False Hopes
    One of the more interesting phenomena observed during the bubble was the perpetuation of denial with rumors of homeowner bailouts. The bailout rumors were false hopes provided by the government to allow homeowners in hopeless situations a brief respite before they faced losing their homes in foreclosure.
  • 3 Steps To Finding The Perfect Piece Of Real Estate
    Are you looking to purchase a piece of real estate? Whether you are purchasing residential, commercial, or investment properties, you can use the 3 steps outlined in this article to ensure that you get the property you need.
  • Housing Bubbles as Cultural Pathology
    What is a Cultural Pathology? There are certain beliefs if widely held and acted upon by a group of people leads inevitably to collective suffering and personal destruction. The housing bubble was a form of cultural pathology. It spawned a number of beliefs and actions that caused people to lose their houses in foreclosure.
  • Flip That House - Houses Were Traded Like Commodities
    Commodities are items of value and uniform quality produced in large quantities and sold in an open market. Although every residential real estate property is unique, these properties became uniformly desired by investors because all real estate prices rose during the Great Housing Bubble. The commoditization of real estate and the active, open-market trading it inspires caused houses to lose their identity as places to live and call home. Houses became tradable stucco boxes similar to baseball playing cards where buying and selling had nothing to do with possession and use and everything to do with making money in the transaction.
  • Fundamental House Value, What Are Houses Really Worth?
    The fundamental value of all housing prices is equivalent rents. Rents define the fundamental value of real estate because rental is a direct proxy for ownership; both rental and ownership provide for possession of property. Most people believe comparable sales define the value of real estate. In reality, comparable sales measure the collective foolishness of buyers who often have no idea what a property is really worth.
  • Showbiz Lifestyle and Properties
    Showbiz people are more attracted to an easier type of lifestyle where they can achieve both comfort and convenience while earning a living.
  • The Difference between City Life and Country Life
    Lifestyle changes as people shift living from countryside to city. There is need to cope with the demands of the city in terms of custom and culture.
  • Foreigners Consider Philippines Properties for Investment Purposes
    Tourism aids in the sale of Philippine properties thus opening doors for opportunities toward economic growth and development. There is a need to pay importance to foreign investors.
  • Good Investment Plans in the Philippines
    Foreign investors are looking towards the possibilities of investing real estate infrastructures in the Philippines to enhance economic growth and modern lifestyle.
  • Chandler Real Estate Market Showing Signs of Possible Recovery
    Chandler real estate is a bright spot in the Phoenix housing market and looks like it is weathering the downturn better than other local housing sub-markets. Indeed, there are indicators that suggest that Chandler may have seen the bottom of the market and that 2009 could be a stronger year for Chandler in terms of residential real estate.
  • Tenant Credit Check Adds New Dimension To Management Of UK Properties
    Landlords can look for tenants themselves or they can take recourse to the services offered by various UK properties management companies. Apart from searching tenants, these companies offer range of services including tenant credit check.
  • The Need For Research When Conducting A Free Property Valuation
    A look at methods to find the value of a property and how detailed research is needed should an accurate figure be found.
  • With the Current Stock Market Malaise, Investment in Phoenix Real Estate Makes Even More Sense
    The Phoenix residential real estate market represents a great opportunity to individuals, families, and investors who are weary about the stock market and are realizing that their investment portfolios are too exposed to fluctuations in Wall Street.
  • With the Current Stock and Credit Market Crises, Investment in Real Estate Will Make Even More Sense in the Future
    With the current financial crisis pervading stock markets in the global ecomony, real estate once again should be looked at as a serious, long-term investment strategy that can help investors further diversify their investment portfolios in the future.
  • State of the Phoenix Real Estate Market Address
    To members of Congress, President Bush, President-Elect Obama, fellow Americans, and current and future residents of the Phoenix area, the state of the Phoenix residential real estate market is “weary but hopeful.”
AUTHORS
Why Submit Articles?
Submission Guidelines
Submit Articles
Member Login
PUBLISHERS
Terms of Service
Top Authors
Most Popular Articles
Ezine Notifications
Article RSS Feeds
SITE INFORMATION
Link to Us
Contact Us
Privacy Policy
The #1 Most Recommended Internet Marketing Resource Available


factura electrónica • servidores dedicados • web hosting • theboredit.com • musclegaintruth.us • powerperformance.info
2006 Articles.com.mx
Use of our free service is protected by our Privacy Policy and Terms of Service

Powered by Article Dashboard